Via Jeff Belonger -- The FHA Expert.com -- FHA Loans -- FHA mortgages - USDA loans (Infinity Home Mortgage Company, Inc): USDA loans in many areas are becoming more popular, yet many loan officers still don't know much about them, hence why they still aren't talked about much. Just as FHA ... Continue Reading » about USDA Loans – The Rural Housing Loan – The Basics
Buyers
Earnest money – what is its purpose?
Several Tulsa home Buyers have asked me lately WHY they have to write an earnest money check when submitting a contract or they question why it is cashed prior to closing. An earnest money deposit is to show the Buyer's sincerity. Period. Once all the terms of the contract (sales price, repair ... Continue Reading » about Earnest money – what is its purpose?
Custom Tulsa Home Searches – how they work & why they’re better than searching on your own!
I can set up a custom search through MLS (Multiple Listing Service) to help you look for your dream home. I can search by geographical boundaries, school district, square footage, number of bedrooms, age of home, list price, etc. This sets up a web "portal" for you, and you are notified by ... Continue Reading » about Custom Tulsa Home Searches – how they work & why they’re better than searching on your own!
It’s the start of another day in paradise …or … home is where the heart lies! The TRUE value of home ownership!
This post is so true, regardless of where your sanctuary might be! LoriVia Richard Weisser Coweta Fayette Real Estate ERA United Realty:As I sit out here on the deck early in the morning, watching a light mist roll over the landscaping, I am inspired to declare that this is a fine place to ... Continue Reading » about It’s the start of another day in paradise …or … home is where the heart lies! The TRUE value of home ownership!
So you’re thinking of buying your 1st home? Step by step directions!
You’re already shopping online. I know that, because you wouldn’t be reading this blog if you weren’t. :-) You are going to need a good Lender and a good Realtor. You really should contact a Lender first, but if you’re unsure of where to go, choose a Realtor, and take his/her ... Continue Reading » about So you’re thinking of buying your 1st home? Step by step directions!
Home Loan Checklist – Purchase
Via Frank Marta Texas Home Loan Specialist (Gold Quest Mortgage):Here is a loan check list that is needed to begin the Home Loan process: ___ Most Recent 30 days of pay check stubs ___ Last 2 years Tax Returns (1040's) with ... Continue Reading » about Home Loan Checklist – Purchase
Are You a Ready, Willing and Able Buyer?
Via Judy Jennings - Realtor® Serving Plymouth & Barnstable Counties (Cedrone and MacDonald Real Estate):I had a client that was very interested in purchasing a property and wanted to go out and start shopping right away. "These are all the things that the house must have.... here is what I am ... Continue Reading » about Are You a Ready, Willing and Able Buyer?
Buying “as is” — why look at them ?
I'm working with several 1st-time homebuyers who have FHA financing and limited funds for closing. I discourage them from looking at homes selling in "as is" condition, because if the Seller refuses to pay for repairs, the Buyer will be responsible for Lender-required repairs. I don't want my Buyers ... Continue Reading » about Buying “as is” — why look at them ?
$8,000 tax credit for 1st-time homebuyers explained
A tax credit of up to $8,000 is now available for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009. Unlike the tax credit enacted in 2008, the new credit does not have to be repaid. The American Recovery and Reinvestment Act of ... Continue Reading » about $8,000 tax credit for 1st-time homebuyers explained
