At some point in our lives, we have used credit. Whether it was to buy a car, to pay for an education, or as more of a convenience while shopping at the store. When applying for a mortgage loan, your lender looks at your credit score, credit utilization, and payment history to determine whether to ... Continue Reading » about Revolving Credit, Installment Credit, And Mortgage Approval
home buying tips
Questions a Loan Officer Will Ask You
Whether buying your first Tulsa home or your fifth one, you will most likely deal with a loan officer at some point. They need certain information to help them lead you toward the right programs for your home purchase. That means asking you many questions. Here are a few of the main questions your ... Continue Reading » about Questions a Loan Officer Will Ask You
How the Market May Favor the Buyer
Over the past couple of years, the Tulsa real estate market has been a madhouse for buyers. Today, it is still considered a seller's market. But signs indicate that it may be starting to favor the home buyer again. How? In some subtle (and some not-so-subtle) ways, according to a Realtor.com ... Continue Reading » about How the Market May Favor the Buyer
Home Buying After COVID-19 2021
What a difference a year makes! Just last week, we passed the one-year mark since COVID-19 officially became a global pandemic. Schools went to remote learning. Companies sent their workers home, either on furlough or to work remotely when possible. Normally crowded events like the Tulsa 5K went ... Continue Reading » about Home Buying After COVID-19 2021
How to Avoid Being a “House Poor” Tulsa Homeowner
Buying a Tulsa home is exciting, whether it's your first one or your 21st one. Seeking out a new abode really gets the adrenaline pumping. When your lender approves you for a higher amount than you expected, you might feel like swinging for the fences and looking at properties you may not have ... Continue Reading » about How to Avoid Being a “House Poor” Tulsa Homeowner
